Christians and money. I believe that Christians have an oft-ignored responsibility to handle their money with care. The Bible actually has a lot to say about money, and yet I wonder how often we really consult it or God before making financial decisions.

The Bible on Riches

“For the love of money is a root of all kinds of evil…”
-1 Timothy 6:10 (NIV)

That is probably the most famous Bible verse about money. People often misquote it as “money is the root of all evil,” but the wording implies a slightly different meaning. As it says later in Matthew 6:24, “No one can serve two masters. Either he will hate the one and love the other, or he will be devoted to the one and despise the other. You cannot serve both God and Money.”

What God calls for in the financial area of your life is the same thing he calls for in other areas: wholehearted commitment. So let’s get something straight here right off the bat. God doesn’t tell us that it’s wrong to be wealthy. In fact, as seen in the Old Testament, God often blesses faithful men with riches. What needs addressing is what is most important in your life?

“The call of Jesus is often personalized based on what he knows challenges our allegiance to him.”

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“As [Jesus] went out into the street, a man came running up, greeted him with great reverence, and asked, ‘Good Teacher, what must I do to get eternal life?’

Jesus said, ‘Why are you calling me good? No one is good, only God. You know the commandments: Don’t murder, don’t commit adultery, don’t steal, don’t lie, don’t cheat, honor your father and mother.’

He said, ‘Teacher, I have—from my youth—kept them all!’

Jesus looked him hard in the eye—and loved him! He said, ‘There’s one thing left: Go sell whatever you own and give it to the poor. All your wealth will then be heavenly wealth. And come follow me.’

The man’s face clouded over. This was the last thing he expected to hear, and he walked off with a heavy heart. He was holding on tight to a lot of things, and not about to let go.

Looking at his disciples, Jesus said, ‘Do you have any idea how difficult it is for people who ‘have it all’ to enter God’s kingdom?’ The disciples couldn’t believe what they were hearing, but Jesus kept on: ‘You can’t imagine how difficult. I’d say it’s easier for a camel to go through a needle’s eye than for the rich to get into God’s kingdom.’

That set the disciples back on their heels. ‘Then who has any chance at all?’ they asked.

Jesus was blunt: ‘No chance at all if you think you can pull it off by yourself. Every chance in the world if you let God do it.’”
- Mark 10:17-27 (The Message)

Using Money Wisely

God loves when we give to the poor and spend our money on those who are in need. However, God doesn’t always call us to do that. There are other good ways to use money, some of which are stated directly in scripture and others that we glean from various stories and from our knowledge of God’s character.

“Jesus was at Bethany, a guest of Simon the Leper. While he was eating dinner, a woman came up carrying a bottle of very expensive perfume. Opening the bottle, she poured it on his head. Some of the guests became furious among themselves. ‘That’s criminal! A sheer waste! This perfume could have been sold for well over a year’s wages and handed out to the poor.’ They swelled up in anger, nearly bursting with indignation over her.

But Jesus said, ‘Let her alone. Why are you giving her a hard time? She has just done something wonderfully significant for me. You will have the poor with you every day for the rest of your lives. Whenever you feel like it, you can do something for them. Not so with me. She did what she could when she could—she pre-anointed my body for burial. And you can be sure that wherever in the whole world the Message is preached, what she just did is going to be talked about admiringly.’
-Mark 14:3-9 (The Message)

Here’s a brief list of what I believe to be good and poor uses of money, based on my faith and my studies.

The Good:

• Charity – Giving to the poor. God cares for people through his servants. Jesus praises the idea of giving money, food, and shelter to the poor. Proverbs 22:9: “A generous man will himself be blessed, for he shares his food with the poor.”
• Supplying our family’s needs – The Bible teaches that it is good to work for your wages, and those wages are meant to help provide for your needs. Proverbs 28:19: “He who works his land will have abundant food, but the one who chases fantasies will have his fill of poverty.”
• Giving gifts to loved ones – Jesus likens God’s blessings to the gifts we give to our children. It is good to give gifts to those we love. God does it, and he is the perfect example for us to follow! Matthew 7:11: “If you, then, though you are evil, know how to give good gifts to your children, how much more will your Father in heaven give good gifts to those who ask him!”
• Helping the church – The church can also help provide for needy people, but first the members of the church need to give to it. This is called tithing because in the Old Testament Jews were required to give a tenth of their wages to the Lord. Giving to the church is the most direct way we can give to the Lord. 2 Corinthians 9:7: “Each man should give what he has decided in his heart to give, not reluctantly or under compulsion, for God loves a cheerful giver.”
• Helping missionaries – Missionaries aren’t paid a salary. God provides for their needs through us. And indeed they have many needs, and their work is rough. Mark 6:8: “These were his [Jesus’] instructions [to those he sent out]: "Take nothing for the journey except a staff—no bread, no bag, no money in your belts.”
• Playing – Before you say this is a stretch, think about the good things the New Testament has to say about celebrations and parties. God doesn’t call us to be solemn all the time. We are meant to enjoy life! Sometimes, this means playing. The word of caution is to make sure you have taken care of your responsibilities first, and to remember that not all recreational activities available to us are necessarily good in God’s sight. So be careful, but have fun. Ecclesiastes 5:19: “…When God gives any man wealth and possessions, and enables him to enjoy them, to accept his lot and be happy in his work—this is a gift of God.”

The Bad:

• Hoarding – Just read Ecclesiastes if you question this. Hoarding is no good. It’s meaningless to build up treasures in this life. Put your money to good use, instead!
• Showing off – Pride comes before a fall. God does not think highly of boasting.
• Worshiping – Again, man cannot serve two masters. Worship the God who blessed you with your money, not the money itself.

Seek Ye First

How should we treat our money? I believe that as Christians, we should pray before making decisions about money. No one answer is correct in every situation. You can’t always save it. You can’t always give it to the poor. You can’t always use it on gifts for loved ones. Seek God, and he will guide you, though sometimes that guidance is so gentle we barely notice it. Keep seeking him. Keep praying.

What are your thoughts on the matter? I’d love to get other opinions on this – or any feedback you’re willing to share!